
ABOUT
Matt Matthee
Franchise Principal & Financial Planner at Graviton Wealth Management
Qualifications
- Bachelor of Arts in Economics & Philosophy, Rhodes University (2006)
- Honours Degree in Economics, Stellenbosch University (2007)
- Master’s Degree in Economics, Stellenbosch University (2009)
- Postgraduate Diploma in Financial Planning, University of the Free State (2018)
My Story
Numbers and strategic thinking have always been at the center of my work. From excelling in maths during school to studying it alongside economics and philosophy at university, I’ve always been drawn to the analytical side of decision-making.
I wrote my masters thesis on market efficiency within the JSE, using maths and statistics to analyze its predictability.
After starting my career in management consulting as an economist, I moved to Nedbank, where I worked as a business and quantitative analyst. There, I honed my expertise in analyzing different asset classes and tax structures, working with engineers and actuaries to draw insights from large datasets. In 2016, I joined PSG, where I managed and grew an investment portfolio from R50 million to R350 million.
In 2022, I launched my own financial planning and wealth management practice as a franchise principal at Graviton Wealth Management. This role enables me to help individuals achieve long-term financial security by creating tax-efficient, strategic, and internationally diversified financial and retirement plans.
Operating under the Graviton Wealth Management (FSP No. 8772) franchise gives me the operational capabilities, licensing, and compliance infrastructure needed to provide top-tier financial planning services. Through Graviton’s strategic partnership with Sanlam, I also benefit from institutional support that enhances the quality of advice and service I provide to my clients.
This partnership includes access to the Sanlam Investments team, which manages over R500 billion in assets. Their ongoing investment research, dedicated analyst support, and operational expertise allow me to deliver solutions backed by a listed company. This means my clients receive the personalized attention of a boutique practice, paired with the backing and resources of a leading financial institution.
I write a weekly blog at Matt Financial where I discuss financial markets, wealth management strategies, and investor psychology. Subscribe to the newsletter to get these delivered to your inbox every Friday. This blog serves as a repository for all my old newsletters
If you’re ready to start building a secure financial future, let’s have a conversation:
Schedule a Call: calendly.com/matthewmatthee
Mobile/WhatsApp: 082-300-3777
Email: matthewm@gravitonwm.co.za
Why work with me?
Investment Management
We build you a diversified global portfolio with an asset allocation mapped to your goals. We then monitor your portfolio to ensure the allocation and returns remain relevant to your financial goals
Tax Planning
We structure your portfolio and estate to minimize your tax liability. This includes Retirement funds, flexible investments, Tax Free Accounts, Endowments, Trusts, and Company structures.
We also answer your tax residency questions and give advice accordingly.
Retirement Planning
We do retirement or financial freedom projections.
Through detailed retirement planning can fasttrack retirement. This includes recommendations on the optimal level of income one can draw from their portfolio.
Estate Planning
We build you an estate plan that includes minimizing tax payable in estate duties, ensuring efficient succession to your family and loved ones, and ensuring sufficient liquidity in your estate
Budgeting
We help you build a budget and a savings plan. We also make recommendations on optimal ways to automate your cashflows to ensure you are going in the right direction.
Financial Goal Setting
We work with you to identify financial goals. We find it can take several years before one can fully articulate what they want. We build optionality into the plan to cater to this.