Our Approach
We provide a holistic financial plan tailored to your needs, ensuring that every aspect of your wealth is working in sync. Our process is designed to give you clarity, confidence, and peace of mind as you navigate retirement and beyond.
Our Financial Planning Includes:
✅ Investment Strategy – A structured, evidence-based approach to growing and protecting your wealth.
✅ Optimal Tax Strategy – Minimizing taxes on investments, withdrawals, and estate transfers.
✅ Pre & Post-Retirement Planning – Ensuring financial stability before and after you stop working.
✅ Estate Planning – Structuring your assets to protect your family and legacy.
✅ Tax-Optimized Withdrawal Strategy – Maximizing income efficiency while preserving your portfolio.
By focusing on long-term market patterns and avoiding speculation, we help you build a financial strategy that stands the test of time.
Pricing
Initial Planning Fee
Our initial planning fee typically ranges from R5,000 to R30,000 (excluding VAT), depending on the complexity of your financial situation. This fee can be:
- Deducted from your investment portfolio, or
- Paid via invoice, based on your preference.
We also offer one-time financial reviews and second opinions, with fees ranging from R5,000 to R50,000, depending on the level of analysis required.
Ongoing Advice Fee
Our ongoing fee is based on the total value of your investment portfolio under our advice:
- 0.75% per annum (excluding VAT) from R1 million to R5 million
- 0.65% per annum (excluding VAT) from R5 million to R10 million
- 0.55% per annum (excluding VAT) on amounts above R10 million
These fees are calculated, deducted, and paid directly by the investment administrator on your behalf.
We also offer customized pricing for portfolios exceeding R20 million, ensuring cost efficiency for high-net-worth clients.
